Chapter 13 Bankruptcy
Chapter 13 Bankruptcy: Save Your Home
If you are struggling under a mountain of debt, if creditors are calling day and night, if you are behind on your mortgage or car payments, Chapter 13 bankruptcy may be the answer to your financial difficulties. To make a decision that is right for you, talk to a Chicago bankruptcy lawyer at Loop Bankruptcy, a service of Lakelaw.
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There are specific rules and requirements surrounding Chapter 13 bankruptcy. If you make above the national median income, then that might be the right bankruptcy choice for you. We'll go through the means test with you. If you "pass" the means test and don't have sufficient disposable income, you might qualify for relief under chapter 7. Otherwise, we'll formulate the most affordable chapter 13 plan available to you and see you through the confirmation and plan process.
Under Chapter 13 bankruptcy, you can catch up on your mortgage, tax or domestic support obligations and have as long as five years to pay back your creditors.
Your Lakelaw - Loop Bankruptcy chapter 13 case will stop harassing creditors, give you a chance to catch up if you are behind on your mortgage and up to five years to pay back your creditors. If you have claims against your mortgage lender, we can handle them for you in the bankruptcy court as a part of your chapter 13.
Save your home! Fight back against predatory lending practices.
David P. Leibowitz of Lakelaw - Loop Bankruptcy has been recognized by BusinessWeek.com as one of the top mortgage defense lawyers in the nation. We might be able to defend against your mortgage foreclosure. All of your payments might be treated as a reduction to the principal balance. We might even be able to recover damages and attorney's fees. Don't let your lender foreclose on your home and your future. Don't panic. Call Lakelaw - Loop Bankruptcy for help today. Contact a Chicago bankruptcy attorney at Lakelaw - Loop Bankruptcy.
Understand the requirements for Chapter 13 bankruptcy.
Your bankruptcy lawyer can explain how the Chapter 13 requirements affect your specific circumstances. There are many reasons why people select Chapter 13 bankruptcy rather than Chapter 7 bankruptcy, which eliminates most debts.
If you have filed a Chapter 7 in the past eight years, you can only file under Chapter 13. If you want to protect the equity you have in your home or car, if you don't want to risk losing your home through foreclosure or your car through repossession, Chapter 13 may be your best option.
Know your rights. Contact a Chicago bankruptcy lawyer today. The first consultation is free.
You do not have to live with an overwhelming burden of debt. Learn how you can save your home from mortgage foreclosure. Learn how you can work your way out of debt through restructuring and renegotiating your debt. Call today and begin the process of finding the financial solutions you need.
